What is the 90-day run-out period?

  • Your Zane Plan has a plan year (usually a 12-month period, although sometimes shorter or longer)
  • At the end of your benefit plan year, you have 90 days (apx. 3 months) to submit claims for the past plan year. This is called the run-out period.
  • After the 90-day run-out period ends, the past plan year is closed (you will no longer be able to submit claims for this time period).
  • For example, if your plan year runs January 1, 2012 - December 31, 2012 then your plan year ends on December 31, 2012. You have 90 days (until March 31, 2013) to submit claims for 2012. The period of January 1, 2013 to March 31, 2013 is your run-out period.
  • Tip: Claims must also meet other time submission guidelines and older claims may require special employer approval. ┬áSee: Time limits for submitting claims.

What notification do I receive about the 90-day run-out period?

All Participants will receive a reminder email about the 90-day run-out period when it begins, and a second email reminder when it is coming to an end.

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